At Mastercard, new hires often faced a slow, cumbersome corporate card application process—forcing them to use personal cards for business expenses. This Workday extension embeds the entire process in-platform, automating internal ticketing and bank applications via APIs for a seamless new-hire experience.
90% decrease in card issuance time (10 days to <1 day).
75% decrease in user actions (e.g., reduced number of clicks).
100% of users in testing preferred the new UX, indicating clear user alignment and improved usability.
We conduced 30+ user interviews and reached the following conclusions:
Finding the card application on the internal SharePoint is tedious.
Card application language is ambiguous.
Card issuance times take upwards of 10 days, but new hires need cards immediately.
Too many user touchpoints are required to receive a card (ticketing platform, email, issuer’s platform).
Other companies beyond Mastercard could benefit from embedding their corporate card application in Workday. Mastercard, as a card network, is positioned to develop such a service, but must consider robust API integrations with ticketing platforms and issuers, an intuitive UI, and a scalable backend architecture.
Here’s a snippet of the proposed solution:
I presented my personal project (on B2B virtual card adoption) and the project described above in two distinct presentations. My personal project presentation is attached below.